Bauddha Garmeen Multipurpose Co-oerative Ltd  is one of the MFIs licensed by Nepal Rastra Bank as D class financial institution having working area of 15 districts for operating microfinancing activities. Contribution of a MFI in creating self empolyment opportunities and strengthening rural economy through easy supply of loan to people who do not have access to micro finance is still needed. Microfinancing has become challanging in recent couple of years. High delivery cost, high cost of fund, high expectations of clients has compelled MFIs to introduce cost effective delivery system , high productivity and qualitative and expanded network.

BGMCL is quite aware of institution's both social and economic service supply.Upliftment of socioe-conomic status of customers is first priority for us. self employment with enterpreneurship skill is the slogan of BGMCL. we are aware of the client protection, social performance and sustainability issues. It will continue to work in increasing financial inclusion and creating benefits for the clients. BGMCL will design client friendly products, services, delivery models to meet clients' need.

BGMCL is newly established MFI that started its operation from jestha 19th 2069 and has expanded 50 branches in 15 districts. we have planned to cover all the ten districts with at least one branch in each district within one year. From the Beginning we have paper less banking system and as per the clients convenience and for high productivity we will soon introduce new technology for quick and cost effective service delivery system.

BGMCL is highly conscious to provide microfinance service to the poor people residing in the areas with difficult accessibility . Microfinance itself is not sufficient to achieve the goal of poverty reduction, rather it needs the support of the Govt., policy makers , regulatory authority , commercial banks and all the stake holders for maintaining microfinance friendly invironment so that MFI can be able to provide clienlt friendly and productive services.

I would like to express my sincere thankfulness to Promoters, NRB, Govt of Nepal, Board Directors and all concerned authorities and institutions who helped us establish and operate BGMCL.

Thanks to all staff for their sincerity, commitment and devotion during the intial stage of operation. Thanks to all the clients associated with us for their attachment and trust in BGMCL . On behalf of BGMCL I would like to ensure commitment for the qualitative and client friendly services and achievement of institutional goal.

Thank you.

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